Federal employees are often flooded with information and can struggle to find resources to help them understand their benefits and maximize their retirement.
You may have tried to get quality information about your benefits from the government but haven’t received a clear answer. Or maybe you’ve talked to a financial planner who doesn’t specialize in your unique situation. Because there are many valuable options, you want to know what’s available, understand the different aspects of each, and how they personally impact you.
The Federal Benefits Group can help you get the answers you’re looking for and create a strategy that provides you the retirement income you’ve worked so hard for. Since we opened our doors in 2018, we’ve walked hundreds of federal employees through a simple process that takes the guesswork out of retirement forms and helps you prevent costly mistakes. Through our process, you may discover hidden benefits and avoid overpaying for benefits you don’t need.
Our Process
Services Exclusively for Federal Employees:
Compare FERS or CSRS Retirement Options:
Whether you are under the CSRS or FERS retirement plan, The Federal Benefits Group can help to calculate all the different options available when you leave the government. There are many different aspects to your plans, and we will make sure that you get the most value out of your annuity/pension. It is important to review your options and to take the time to put a strategy in place to realize your personal retirement goals.
Maximize Government Contributions:
The Thrift Savings Plan (“TSP”) is a retirement savings plan available for both FERS and CSRS employees. There are many different forms and unique features to the plan. Our benefit consultants can make sense of the TSP and help you discover how to maximize government contributions.
Determine if FEGLI is a Good Fit:
FEGLI can be a good and affordable fit for many clients. The older you get, however, the more expensive FEGLI can be. After age 55, your pay period contribution significantly rises. The Federal Benefits Group can discuss your current coverage and any possible alternatives that may fit your life insurance needs.
Optimize Social Security Benefits:
Navigating your Social Security benefits can be overwhelming. The Federal Benefits Group will help create a financially beneficial plan specifically for you. We will analyze factors such as claiming benefits too early, planning for a surviving spouse, and pension incomes that could potentially affect your benefits.
Complete Government Forms with Ease:
Maneuvering the complexity of government forms can be challenging. Our consultants are here to help with any confusion when going through the retirement process. You deserve to know all that is needed in order to have the smoothest transition into your future.
Wealth Management:
Coming Soon
