Why Our Team

Why Our Team

Each member of our team has been fully vetted to ensure they have expertise and experience in maneuvering through the challenges federal employees face in achieving the retirement of their dreams. As your guide, a team member can walk you through each step of the process — eliminating the headaches of filling out government forms, analyzing options, and securing your retirement income.

You’ve given years of service, so now, how can we be of service to you?

 

Bill Merecki

William J. Merecki

Federal Benefits Consultant

Phone: (586) 907-2275
Fax: (248) 592-7876
Territory Location: Midwest

William J. Merecki

William Merecki is a Federal Benefits Consultant and founder of The Federal Benefits Group, providing federal employees information regarding their unique benefits. In Bill’s eight years working exclusively with federal and postal employees, there was often little support from OPM and Shared Services. Recognizing a need and knowing clients can save time and money when navigating the federal retirement process, Bill has been honored to assist federal employees with understanding their benefits and developing a strategy that allows them to retire with ease.

Bill has an Accounting degree from Central Michigan University and uses his proficiency with numbers and years of retirement planning experience to serve federal employees in the Midwest region to achieve the retirement of their dreams.

He spends quality time traveling with his wife, Shawna, and son, Jameson, as well as cooking on his BBQ smoker, playing poker or Euchre, and watching and playing sports.


 
 
 

 

Lacie Harmon

Lacie Harmon

Benefits/Retirement Counselor

Phone: (818) 370-6490

CA Insurance License: #0E55837

Territory Location: Los Angeles, California

Lacie Harmon

Lacie Harmon is a Benefits/Retirement Counselor whose love for details led her to helping federal and postal employees dot every i and cross every t when navigating the often-complicated process of federal retirement planning. As an advocate for the working man or woman, Lacie is honored to use her extensive knowledge of financial products to assist federal employees in achieving a hassle-free retirement, capitalizing on upside potential and minimizing loss of principal.

Lacie is happily married and considers any day filled with laughter, nature, and podcasts about federal retirement, a good one.


 
 

 

Angelo Berretta

Angelo Berretta

Federal Benefits Consultant

Phone: (609) 658-1732

Fax: (609) 737-0848

Territory Location: Philadelphia-New Jersey

Angelo Berretta

A Federal Benefits Consultant with The Federal Benefits Group, Angelo Berretta brings expertise in insurance, retirement income, and estate and elder planning. He is passionate about providing financial education and has led seminars in the tri-state area on various retirement-related topics.

A member of several financial planning organizations as well as local community groups, Angelo provides relevant retirement planning solutions and remains committed to serving federal employees in achieving their financial goals.

Since 1982, Angelo has been a resident of Mercer County, NJ and currently lives with his family in Hopewell Township.

 

 
 
 

 

Robert Henderson

Robert Henderson Jr.

Federal Benefit Specialist, CFP® & Certified Tax Coach

Phone: (305) 825-1444

Territory Location: South Florida

Robert Henderson Jr.

Robert Henderson Jr., the founder and CEO of The Henderson Financial Group, is a CERTIFIED FINANCIAL PLANNER™ and Certified Tax Coach. Mr. Henderson has over 30 years of experience in the industry. In addition to these credentials, Mr. Henderson also holds Series 7 & 63 Securities licenses, Life, Health & Annuity License and Real Estate Broker License. This is why so many business owners and pre-retirees seek Mr. Henderson’s advice in the areas of retirement, tax saving and investment.

Mr. Henderson is also an accomplished writer and the author of several books including The New Underground Railroad Breaking the Chains of Economic Bondage, Spiritual Principals for a Prosperous Life and The Tax Detective “Uncovering the Mystery of Small Business Tax Planning”. He has hosted a local Saturday morning radio show for the past 14 years.


 
 
 

 

Steve Burton

Steve Burton

Founder of Equity One, Inc

Phone: (757) 313-4080
Territory Location: Washington DC, Virginia, Baltimore

Steve Burton

Steve and Annette Burton started Equity 1 in 2004 as a way to educate and empower people to take control of their finances. So many Americans have followed bad financial advice that wasn’t helping people address their needs or achieve their life goals. As a young boy, Steve learned the value of providing quality care and building relationships with clients from his Grandpa Burton who owned a Sunoco service station. Steve and Annette have applied those principles to help their clients in Virginia and other parts of the country since.

Steve has continued his mission of educating the public by hosting over 30+ seminars each year and hosting a local radio show each week for over a decade. He has written 3 books, with his newest, Mission One Million, receiving acclaim from financial professionals as well as retirees in Virginia and throughout the country.

Their holistic approach to money has helped people get out of debt, start saving for their future, and building wealth to enjoy the life they want to live.


 
 
 

 

Kurt Cohn

Kurt Cohn

Benefits Coordinator

Phone: (708) 466-8587

Territory Location: Chicago, Illinois

Kurt Cohn

Kurt Cohn, Benefits Coordinator for The Federal Benefits Group, has helped many clients over the years with life, health, home, auto and disability insurance as well as Medicare supplements and long-term care. Kurt has also worked with financial products including Series 6 securities and prepaid legal.

Kurt believes in going above and beyond for the federal employee clients he works with and has received several awards, including NALU’s National Quality Award, Combined Insurance’s WCS and Gold Star Awards for quality service and underwriting. He is ACA Certified to work with individual and businesses on health insurance. Kurt is also certified as a Field Trainer and Broker Representative with Combined Insurance and appointed Regional Manager for Employee Benefits with Castle Insurance Group.

Additional interests include his company, KMC Production. He’s performed with many legendary acts including The Temptations, The Drifters, The Platters, Bobby Vinton, and more. He continues to perform sold out shows in his spare time.

 

 
 
 

 

Jeff Winter

Jeffrey Winter

Director of Risk Management

Phone: (248) 705-1582

Toll Free: (833) 566-5775

Territory Location: Arizona, Colorado, Nevada

Jeffrey Winter

As co-founder of The Federal Benefits Group and Director of Risk Management, Jeffrey Winter provides customized and personalized financial planning for federal employees at all stages and income levels. Through his comprehensive, process-oriented, and relationship-based approach, hundreds of clients have been able to achieve their retirement goals.

Jeffrey has been a licensed investment advisor since 1999 and works with clients in Arizona, Colorado, and Nevada. He is also a loving husband to wife, Charlee, and father to one son and five daughters. He enjoys traveling, working out, and is a lifelong musician.


 
 

The Federal Benefits Group is not affiliated or associated with any federal, state, or local government or municipality. We are an independent firm designed to help federal employees better understand their benefits.
©Copyright The Federal Benefits Group 2019